Protect your assets.
Drive informed change.

Risk Consulting Services provides independent actuarial analysis and strategic risk consulting to corporations, insurers, captives, and regulatory bodies across the United States.

Speak with an Actuary

Our consultants understand the unique risk profiles and regulatory environments of each market segment we serve.

Tailored solutions for every client type

Expert services across all P&C coverages

With emphasis on workers' compensation, general liability, medical malpractice, auto liability, and property exposures.


Accrual & Reserve Analyses

  • IBNR / Loss Reserve Analyses

  • Allocation of Insurance Costs

  • Monitoring vs Expected Development

  • Regulatory Reserve Reviews

  • Audit & Stakeholder Support


Insurance Optimization

  • Insurance Spend Optimization

  • Collateral & Premium Negotiation

  • Capital Modeling

  • Captive Feasibility & Pricing

  • Risk Distribution Analyses


Canadian Regulatory Services

  • Automobile Insurance Rate Reviews

  • Reform Cost Estimation

  • Underwriting Fairness Reviews

  • Fairness Testing

  • Expert Testimony Support

What our clients say

“Adam’s team helped us improve our underwriting methodology. Since they began work with us, equity in our captive increased by over $5M — more than 50%.”

— Group Captive Client

“The competitive advantage in working with this team is leveraging all available data and the tech review of that data to ensure accuracy.”

— Fortune 1000 Hospitality Brand

“Adam’s team estimated our GL loss cost would be lower than historical norms due to COVID-19 — saving us from accruing over 33% in unwarranted reserves.”

— Growing Hospitality Company

Ready to regain control of your risk program?

Our actuaries provide timely, practical analyses with a human touch. Licensed, insured, and ready to partner with your team.

Contact Us Today

We’re Here To Help

Whether you need help now or want to prepare in advance, reach out to RCS. We’re available 24/7 for Risk Consulting services.